Witnesses: Canadian Association of Retired Persons: Susan Eng, Vice-President; Kim Hokan, Government Relations and Policy Development Officer. Fédération des travailleurs et travailleuses du Québec: Réjean Bellemare, Union Advisor. Bell Pensioners' Group: Robert Farmer, Vice-President. Association of Canadian Pension Management: Scott Perkin, President; Bryan Hocking, Chief Executive Officer. Nortel Retirees' and Former Employees' Protection Committee: Donald Sproule, Chair, National Committee.